SCA

Strong Customer Authentication (SCA), a new rule coming into effect on September 14, 2019, as part of PSD2 regulation in Europe. Stripe has released a new version of Stripe Checkout with fully SCA support along with Apple Pay and Google Pay support.

We have added support to the new Stripe Checkout workflow, however, we're still working on adding support to use Payment Intents (which is SCA-READY) when using the Card element.

# Stripe Checkout - Features

The Stripe team is working hard to add more features to the new Stripe Checkout, as there is not an ETA for those features, the following table illustrates the status of the Stripe Payments features if you're updating the plugin from the legacy checkout version. We'll update this table once the not supported features are released.

Feature Status
SCA ready supported
3D Secure  - Test Card (4000 0000 0000 3220) supported
One Time Payments supported
Subscriptions supported
Coupons supported
One Time Fees (subscriptions) supported
Donations (custom amounts) supported
Google Pay supported
Shipping & Billing Address supported
Coupons (recurring-payments) supported
Taxes (one time and recurring-payments) supported
Plans with tired billing (subscriptions) supported
Payment Methods One Time Payments Recurring Payments
Card YES YES
Apple Pay YES YES
Google Pay YES YES
iDEAL YES NO (yet)
FPX YES NO (yet)
Alipay YES NO (yet)
BACS DEBIT YES NO (yet)
Bancontact YES NO (yet)
GIROPAY YES NO (yet)
P24 YES NO (yet)
EPS YES NO (yet)
Sofort YES NO (yet)
Sepa Debit YES NO (yet)

# Enable the new Stripe Checkout

The new Stripe Checkout will redirect users to a Stripe checkout page. In order to use the new checkout workflow, it's mandatory that you follow the next instructions:

  • Webhooks: set up your webhook URL in your Stripe account, learn here how to add your webhook URL.
  • Enable SCA: go to Stripe Payments → Settings→ General and enable the "Use Strong Customer Authentication (SCA)" lightswitch
  • Enable Stripe Checkout: go to your payment forms and enable "Stripe Checkout" lightswitch
    • Add Checkout Success URL: Redirect buyers' to this URL after they complete their payments
    • Add Checkout Cancel URL: Redirect buyers' to this URL after they cancel their payments
  • Template overrides: If you're using the template overrides feature, please make sure you add the new "paymentFormSca" template in your override folder
  • Subscription Events: If you're migrating from Stripe Payments v1.x, please review your Events, for the first time when a subscription is created please check the "checkout.session.completed" instead of the "customer.subscription.created" event type. More info here

# Support

Please let us know about any issues/questions creating a ticket on github adding "SCA" at the end of the title.